Terms of Use

Effective date: 20 July 2026

1. About these terms

These Terms of Use govern your access to and use of this website, ibki.africa (the "website"). By accessing or using the website, you agree to these terms. If you do not agree, please do not use the website. Agreements formed electronically are recognised under the Electronic Transactions Act, No. 13 of 2015 of Tanzania.

2. Who we are

This website is operated by IBKI Enterprises Limited, a company incorporated in the United Republic of Tanzania, with its Head Office at 23rd Floor, PSSSF Commercial Complex, Sam Nujoma Road, P.O. Box 42569, Dar es Salaam. You can contact us at business@ibki.africa or +255 749 880 880.

3. Using this website

You may access and use the website for lawful, informational and business purposes. You agree that you will not:

• use the website in any way that breaches applicable law or regulation;
• attempt to gain unauthorised access to, interfere with, damage or disrupt the website or its underlying systems;
• harvest, scrape or systematically extract data or content from the website;
• misrepresent your identity or affiliation; or
• introduce any malicious code, or use the website to transmit it.

4. Intellectual property

All content on this website, including text, layout and design, graphics, images, the IBKI name and logo, and the underlying code, is owned by or licensed to IBKI Enterprises Limited and is protected by intellectual-property law. You may view and use it for your own reference, but you may not copy, reproduce, republish, distribute or exploit it commercially without our prior written permission.

Any manufacturer, partner or third-party brand names and logos referred to on this website remain the property of their respective owners and are used for identification purposes only. Their appearance does not imply any endorsement beyond the business relationships we describe.

5. Information on this website

The content of this website is provided for general information about IBKI and its activities. While we take care to keep it accurate, we do not warrant that it is complete, current or free from error. Product specifications, availability and pricing may change without notice.

Nothing on this website is an offer capable of acceptance, financial, legal or professional advice, or a binding commitment to supply. Please confirm all commercial details with our team in writing before relying on them.

6. Enquiries

Submitting the enquiry form, or otherwise contacting us, begins a conversation: it does not create a contract. Any supply of goods or services by IBKI is governed by a separate written agreement.

7. The online shop

The IBKI online shop at ibki.shop is a separate service and will operate under its own Terms and Conditions of Sale. These Terms of Use do not govern purchases made through the shop.

8. Third-party links

This website contains links to other websites, including ibki.shop, sirii.africa and our social-media profiles. We provide these for convenience and are not responsible for the content, products or practices of those third-party sites.

9. Disclaimers and limitation of liability

To the fullest extent permitted by the laws of Tanzania, the website and its content are provided on an "as is" and "as available" basis, and we exclude all warranties that are not expressly stated. We will not be liable for any indirect, incidental or consequential loss arising from your use of, or inability to use, the website. Nothing in these terms excludes or limits any liability that cannot lawfully be excluded or limited.

10. Availability and changes

We may change, suspend or withdraw all or part of the website, and we may update these terms, at any time. Where we update these terms, the current version and its effective date are shown here. Your continued use of the website after a change means you accept the updated terms.

11. Governing law and jurisdiction

These terms, and any dispute arising from them or from your use of the website, are governed by the laws of the United Republic of Tanzania, and are subject to the exclusive jurisdiction of the Tanzanian courts.

12. Contact

For any question about these terms, contact IBKI Enterprises Limited at business@ibki.africa or +255 749 880 880.